i think they're starting to get it just as molly had showed a couple minutes ago about how much more you're going to pay in taxes. i think it's a lot of confusion, and when people are confused, they really don't know what to do, and they don't see any silver lining out there, so they hold back. gregg, i'll give you an example. with my kids buying christmas gifts, it was more of a negotiation with them, what i could get away with spending, what they wanted me to spend, and it wasn't, you know, that shows you a little bit about my household, right? [laughter] but that was the feeling i hadment i wasn't excited about buying gifts for my kids or wife, i was more or less saying i have to buy certain things, but i wasn't going overboard, and i think there are a lot of americans like that today. gregg: is there going to be a ripple effect from the bad holiday shopping season through the economy? >> yeah. and, again, you know, you always try to, you know, show a silver lining out there, and the silver lining is that stock prices based on expected earnings are cheap, but i think january, febr